This round Stripe The overall feeling that VO gives me is that it prefers real business modeling rather than algorithmic question answering. The opening process was very straightforward. After a brief self-introduction, the two interviewers went directly to the coding session. The whole process centered around "cost calculation in the transaction system". There were two questions in total, and the logic was progressive.
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Part 1: Parse transaction CSV and calculate user fees
The first question gives a CSV string of transaction records and requires that after parsing, calculate the fee that each user needs to pay in each transaction. On the surface, the question looks like string parsing, but before actually writing the code, the interviewer asked a few key clarification questions, such as whether different fee rules apply to different transaction types (payment, refund), whether transactions in pending or refund need to be billed, etc.
After these rules are confirmed clearly, the focus of this question is actually very clear: it is not about CSV parsing itself, but whether you can express the cost rules clearly without hard-coding the business logic.
What I did at the time was to deliberately avoid stacking all logic in one function, and instead separate the responsibilities first. The CSV parsing part is only responsible for converting the original string into a structured transaction object; the transaction model itself only describes the basic information of the transaction, such as amount, status, payment method and country; the fee calculation logic is separately encapsulated in a calculation module, and corresponding rules are applied according to the transaction type and status; finally, a unified fee result structure is output to facilitate subsequent expansion or testing.
The benefits of this split are also very straightforward: parsing logic and business rules will not contaminate each other. If new transaction types or fee rules are added in the future, only the corresponding modules need to be modified, and the whole system will not be affected.
In this question, the interviewer's questions almost all revolve around the maintainability of the project, such as what to do if there is an additional transaction state in the future, whether the adjustment of fee rules requires refactoring the code, and how to ensure that the logic is clear and easy to test. These questions are not essentially testing whether you can "write it", but whether you are used to thinking about problems in an engineering way.
Part 2: Dynamic rate calculation based on country and payment method
The second question is based on the first question and continues to deepen. Only transactions with a completed status are further processed, and two new variables, country and payment provider, are introduced. Different countries and different payment methods correspond to different rate structures, and the final actual cost needs to be calculated.
In this part, I chose to use a lookup table to handle rates instead of a lot of if-else judgments. Specifically, a Map structure is used to map the combination of payment_provider and buyer_country to the corresponding rate parameters. For transactions with a status of payment_completed, first extract the payment method and country, then extract the floating rate from the lookup table, and uniformly apply a formula such as fee = amount × variable_rate + fixed_fee (for example, 0.30 US dollars).
The advantages of this design are also obvious: the rules are concentrated in one place, and the logic is more intuitive; when adding a new country or payment method, you only need to update the lookup table, which will not affect the main process; it also avoids readability and maintenance problems caused by multi-layer conditional judgments. For countries with the same rates, such as Germany, France, and Austria, I also chose to list them separately in the lookup table instead of doing additional country grouping abstraction to keep the implementation simple and readable.
Overall interview evaluation
In summary, this round of Stripe's VO is not difficult in the algorithm itself, but in testing your ability to engineer business problems. The interviewer is more concerned about whether your understanding of the requirements is in place, whether the data model is reasonable, whether the code structure conforms to the writing method of the real production environment, and whether scalability and various boundary conditions have been considered in advance during design. If you are more accustomed to using LeetCode's template ideas to solve problems, it is easy for you to appear "can write it, but it doesn't look like actual engineering code" in this kind of problem.
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